FAQ

Short answers on accounts, wallets, cards and coverage.

Secure payment concept
Is Fan Payments a bank?

No. Fan Payments is a programme name for business payment services. The licensed provider, how CAD is held, and the client terms are set out in the agreement issued at onboarding.

Who is the service for?

Fan sites, cam sites, studios and agencies. We acquire settlement of processing receipts and run mass payouts. We also onboard content creators and issue them dedicated accounts so they can receive revenue due from those platforms.

What does a business account do?

It is the operating account for payroll, receivables, local payments in local currency and overseas cash flow.

How do payout wallets work?

Wallets are a disbursement tool. The business client onboards recipients and funds the wallets. Recipients can hold the balance, send it to themselves or spend it on a card. This is not a consumer bank product.

Do you issue cards?

Yes. Business clients can issue branded prepaid, gift or debit cards — physical and virtual — under their programme, with spend controls for employees, customers or recipients.

Which regions and rails are in scope?

Canada: Interac and EFT. United States: ACH, Fedwire and wire. United Kingdom: Faster Payments (FPS) and CHAPS. EU/EEA: SEPA and SEPA Instant. Local payments also in Latin America, Asia, Japan and Turkey. Cross-border: wire / SWIFT. Availability follows the client programme.

Do you pay in crypto?

Yes. The programme can pay creators in supported crypto and convert collected balances to or from assets including USDT and USDC. Pairs and corridors follow the client programme.

How do I apply?

Describe your flow on the contact page. There is no self-serve retail signup.

Do creators get their own accounts?

Yes. We onboard content creators and issue dedicated accounts so they can receive revenue due from fan sites and cam sites. They can hold, convert or withdraw. Platforms can still run batch payouts into those accounts or by other rails.

Can platforms accept local payment methods?

Yes, where the corridor supports it. Local pay-ins settle into the same operating account used for creator payouts and local-currency withdrawals.

How fast are funds available?

Availability follows the settlement cycle of the processor or local rail. Where the programme allows, funds can be used for payout or conversion without a fixed 15- or 30-day hold.

Do you provide an API or dashboard?

Yes. Platforms and studios can use the dashboard and API for balances, batch payouts and reconciliation of inbound settlement against outbound payments.